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		<title>OptimumBank Holdings Inc. News Releases</title>
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		<description>Latest news from OptimumBank Holdings Inc., as distributed by TMX Newsfile.</description>
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		<lastBuildDate>Tue, 05 May 2026 08:30:56 -0400</lastBuildDate>
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			<title>OptimumBank Holdings Inc. News Releases</title>
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			<title>OptimumBank Holdings, Inc. Announces Executive Leadership Transition; Chairman Moishe Gubin Appointed CEO</title>
			<link>https://www.newsfilecorp.com/release/295912/OptimumBank-Holdings-Inc.-Announces-Executive-Leadership-Transition-Chairman-Moishe-Gubin-Appointed-CEO</link>
			<description>Fort Lauderdale, Florida--(Newsfile Corp. - May 5, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC), announced today a significant leadership transition as the institution continues its trajectory of rapid growth. Effective May 1, 2026, Timothy Terry retired as Principal Executive Officer of the Company and as President and Chief Executive Officer of its wholly owned subsidiary, OptimumBank. Mr. Terry will assist with the transition of leadership following a thirteen-year tenure that...&lt;img src="https://api.newsfilecorp.com/newsinfo/295912/156" id="156" width="2" height="2" style="width: 1px;  height: 1px;border: 0px solid;" /&gt;</description>
			<pubDate>Tue, 05 May 2026 08:30:00 -0400</pubDate>
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			<title>OptimumBank Holdings, Inc. Reports Best Year in Company History; To Present Shareholder Deck Highlighting 21%+ Core ROAE at April 28, 2026 Annual Meeting</title>
			<link>https://www.newsfilecorp.com/release/294172/OptimumBank-Holdings-Inc.-Reports-Best-Year-in-Company-History-To-Present-Shareholder-Deck-Highlighting-21-Core-ROAE-at-April-28-2026-Annual-Meeting</link>
			<description>Ft. Lauderdale, Florida--(Newsfile Corp. - April 27, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC) announced today that it will hold its Annual Shareholder Meeting and Investor Day tomorrow, April 28, 2026, at 10:00 AM ET. The public is invited to attend virtually through this link: OptimumBank Shareholder Meeting Webcast LinkThe Bank will showcase the most successful year in its history, including a Core Return on Average Equity (ROAE) reaching 21.56% and a Net Interest Margin (NIM)...&lt;img src="https://api.newsfilecorp.com/newsinfo/294172/156" id="156" width="2" height="2" style="width: 1px;  height: 1px;border: 0px solid;" /&gt;</description>
			<pubDate>Mon, 27 Apr 2026 08:29:00 -0400</pubDate>
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			<title>OptimumBank Holdings, Inc. Announces Initiation of Coverage by Brean Capital</title>
			<link>https://www.newsfilecorp.com/release/293357/OptimumBank-Holdings-Inc.-Announces-Initiation-of-Coverage-by-Brean-Capital</link>
			<description>Fort Lauderdale, Florida--(Newsfile Corp. - April 20, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC), announced today Brean Capital, LLC ("Brean") has initiated equity research coverage of the Company.Coverage is led by Christopher Marinac, Director of Research at Brean, who has initiated coverage with a Buy rating and an $8 price target."We are proud to have Brean Capital initiate research coverage of OptimumBank Holdings," said Moishe Gubin, Chairman of the Board of OptimumBank...&lt;img src="https://api.newsfilecorp.com/newsinfo/293357/156" id="156" width="2" height="2" style="width: 1px;  height: 1px;border: 0px solid;" /&gt;</description>
			<pubDate>Mon, 20 Apr 2026 08:49:00 -0400</pubDate>
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			<title>OptimumBank Holdings, Inc. Announces Initiation of Coverage by Alliance Global Partners</title>
			<link>https://www.newsfilecorp.com/release/291866/OptimumBank-Holdings-Inc.-Announces-Initiation-of-Coverage-by-Alliance-Global-Partners</link>
			<description>Fort Lauderdale, Florida--(Newsfile Corp. - April 10, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC) announced today Alliance Global Partners ("A.G.P.") has initiated equity research coverage of the Company.Coverage is led by Gaurav Mehta, Managing Director and Senior Equity Research Analyst at A.G.P., who has initiated coverage with a Buy rating and a $6.50 price target."We are pleased to have Alliance Global Partners initiate research coverage of OptimumBank Holdings," said Moishe...&lt;img src="https://api.newsfilecorp.com/newsinfo/291866/156" id="156" width="2" height="2" style="width: 1px;  height: 1px;border: 0px solid;" /&gt;</description>
			<pubDate>Fri, 10 Apr 2026 08:30:00 -0400</pubDate>
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			<title>OptimumBank Holdings, Inc. To Hold Annual Shareholder Meeting and Investor Day, Tuesday, April 28, 2026 at its Headquarters in Ft. Lauderdale, Florida</title>
			<link>https://www.newsfilecorp.com/release/290497/OptimumBank-Holdings-Inc.-To-Hold-Annual-Shareholder-Meeting-and-Investor-Day-Tuesday-April-28-2026-at-its-Headquarters-in-Ft.-Lauderdale-Florida</link>
			<description>Fort Lauderdale, Florida--(Newsfile Corp. - April 6, 2026) -  OptimumBank Holdings, Inc. (NYSE American: OPHC), announced today that it will hold the Annual Shareholder Meeting and Investor Day, on Tuesday, April 28, 2026, at the Company's headquarters in Ft. Lauderdale, Florida, as well as virtually by way of this Webcast Link, beginning at 10:00 am ET. Shareholders of record as of March 9, 2026 will be entitled to vote at the annual meeting. If you are interested in attending, or participating...&lt;img src="https://api.newsfilecorp.com/newsinfo/290497/156" id="156" width="2" height="2" style="width: 1px;  height: 1px;border: 0px solid;" /&gt;</description>
			<pubDate>Mon, 06 Apr 2026 09:00:00 -0400</pubDate>
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			<title>OptimumBank Ranked #49 by S&amp;P Global Market Intelligence Among Top U.S. Community Banks</title>
			<link>https://www.newsfilecorp.com/release/289404/OptimumBank-Ranked-49-by-SP-Global-Market-Intelligence-Among-Top-U.S.-Community-Banks</link>
			<description>Fort Lauderdale, Florida--(Newsfile Corp. - March 23, 2026) -  OptimumBank (NYSE American: OPHC) ("Bank") today announced that it has been named to the S&amp;P Global Market Intelligence 2025 Top 100 Best-Performing U.S. Community Banks under $3 billion in assets, ranking #49 nationwide and placing the Bank among the top 1.4% of its 3,465 eligible peers.OptimumBank was the only Florida-based institution included in the Top 100, further highlighting its differentiated performance within one of the...&lt;img src="https://api.newsfilecorp.com/newsinfo/289404/156" id="156" width="2" height="2" style="width: 1px;  height: 1px;border: 0px solid;" /&gt;</description>
			<pubDate>Mon, 23 Mar 2026 08:30:00 -0400</pubDate>
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			<title>OptimumBank Holdings, Inc., Announced Fourth Quarter 2025 Results and Will Host Earnings Webcast on February 18, 2026</title>
			<link>https://www.newsfilecorp.com/release/283458/OptimumBank-Holdings-Inc.-Announced-Fourth-Quarter-2025-Results-and-Will-Host-Earnings-Webcast-on-February-18-2026</link>
			<description>Fort Lauderdale, Florida--(Newsfile Corp. - February 11, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC), today announced that its management team will host a conference call and live webcast on Wednesday, February 18, 2026, at 10:00 A.M. Eastern Time to discuss the Company's financial results for the fourth quarter and full year ended December 31, 2025, and provide a business update.The Company released its fourth-quarter and full-year earnings results on February 2, 2026.Earnings...&lt;img src="https://api.newsfilecorp.com/newsinfo/283458/156" id="156" width="2" height="2" style="width: 1px;  height: 1px;border: 0px solid;" /&gt;</description>
			<pubDate>Wed, 11 Feb 2026 08:30:00 -0500</pubDate>
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			<title>OptimumBank Holdings, Inc. to Present on the Emerging Growth Conference on January 21, 2026</title>
			<link>https://www.newsfilecorp.com/release/280405/OptimumBank-Holdings-Inc.-to-Present-on-the-Emerging-Growth-Conference-on-January-21-2026</link>
			<description>OptimumBank Holdings, Inc. invites individual and institutional investors as well as advisors and analysts to attend its real-time, interactive presentation at the Emerging Growth Conference. Fort Lauderdale, Florida--(Newsfile Corp. - January 16, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC) (the "Company") today announced that it has been invited to present at the Emerging Growth Conference on January 21, 2026.The next Emerging Growth Conference is presenting on January 21, 2026....&lt;img src="https://api.newsfilecorp.com/newsinfo/280405/156" id="156" width="2" height="2" style="width: 1px;  height: 1px;border: 0px solid;" /&gt;</description>
			<pubDate>Fri, 16 Jan 2026 08:30:00 -0500</pubDate>
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			<atom:subtitle>OptimumBank Holdings, Inc. invites individual and institutional investors as well as advisors and analysts to attend its real-time, interactive presentation at the Emerging Growth Conference.</atom:subtitle>
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			<title>OptimumBank Announces Q1 2026 Owner-Occupied Commercial Real Estate Promotion</title>
			<link>https://www.newsfilecorp.com/release/279887/OptimumBank-Announces-Q1-2026-OwnerOccupied-Commercial-Real-Estate-Promotion</link>
			<description>Competitive SOFR + 2.67% Pricing Available for a Limited Time Fort Lauderdale, Florida--(Newsfile Corp. - January 9, 2026) - OptimumBank, Member FDIC (NYSE American: OPHC), today announced the launch of a limited-time Owner-Occupied Commercial Real Estate financing promotion for the first quarter of 2026, offering qualified borrowers up to 80 percent loan-to-value at a rate of SOFR plus 2.67 percent with a one-quarter point fee.The promotion is designed to support growing businesses seeking...&lt;img src="https://api.newsfilecorp.com/newsinfo/279887/156" id="156" width="2" height="2" style="width: 1px;  height: 1px;border: 0px solid;" /&gt;</description>
			<pubDate>Fri, 09 Jan 2026 09:00:00 -0500</pubDate>
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			<atom:subtitle>Competitive SOFR + 2.67% Pricing Available for a Limited Time</atom:subtitle>
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			<title>OptimumBank Holdings, Inc. Announces Capital Structure Enhancements Reflecting Strong Institutional and Insider Alignment</title>
			<link>https://www.newsfilecorp.com/release/279246/OptimumBank-Holdings-Inc.-Announces-Capital-Structure-Enhancements-Reflecting-Strong-Institutional-and-Insider-Alignment</link>
			<description>Fort Lauderdale, Florida--(Newsfile Corp. - January 5, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC) (the "Company") is pleased to provide a year-end update on the successful completion of a comprehensive modernization of its capital structure. This strategic initiative, finalized through a series of coordinated actions by the Company’s largest institutional and insider stakeholders, establishes a transparent and high-performance equity foundation as the Company prepares for its next...&lt;img src="https://api.newsfilecorp.com/newsinfo/279246/156" id="156" width="2" height="2" style="width: 1px;  height: 1px;border: 0px solid;" /&gt;</description>
			<pubDate>Mon, 05 Jan 2026 08:15:00 -0500</pubDate>
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